IIAI ARTICLES

Who’s Really Making That Underwriting Decision?

Who’s Really Making That Underwriting Decision?

Who's Really Making That Underwriting Decision? Wharton Research Reveals AI's Invisible Takeover of Human Judgment By James W. Moore | InsuranceIndustry.AI Executive Summary New research from the Wharton School introduces "cognitive surrender," a phenomenon where...

AI Security Platforms for Insurance

AI Security Platforms for Insurance

AI Security Platforms for Insurance: What Carriers and Agencies Need to Know in 2026 By James W. Moore Key Takeaways: AI is now both a cybersecurity tool and a cybersecurity target — insurance organizations face threats on both fronts simultaneously. The major AI...

What Dusty Plasma Can Teach the Insurance Industry About AI

What Dusty Plasma Can Teach the Insurance Industry About AI

What Dusty Plasma Can Teach the Insurance Industry About AI By James W. Moore Key Takeaways Physicists at Emory University used a domain-trained AI to discover new laws of nature from a small, purpose-built dataset. The model ran on a desktop computer and corrected...

Why You Think AI Doesn’t Work (And Why You’re Probably Wrong)

Why You Think AI Doesn’t Work (And Why You’re Probably Wrong)

Why You Think AI Doesn't Work (And Why You're Probably Wrong) By James W. Moore | InsuranceIndustry.AI Key Takeaways Free AI tools are entry-level products, not representative of what enterprise-grade AI can actually do. Without paid plan features like persistent...

Colorado’s AI Law Is Still Coming

Colorado’s AI Law Is Still Coming

Colorado's AI Law Is Still Coming -- And Insurance Executives Need to Pay Attention The deadline moved, but the stakes didn't. Here's what the Colorado AI Act means for carriers, wholesalers, and agents operating in the state. Key Takeaways Colorado's SB 24-205, the...

Wall Street just told you what it thinks your agency is worth.

Wall Street just told you what it thinks your agency is worth.

Wall Street Just Told You What It Thinks Your Agency Is Worth. Here's Why They're Wrong (and Why You Should Pay Attention Anyway) By James W Moore | February 11, 2026 Monday was a bad day for insurance broker stocks. Willis Towers Watson dropped 12%, its worst trading...

Beyond the Technology: AI in Insurance

Beyond the Technology: AI in Insurance

Beyond the Technology: Why AI Adoption in Insurance Depends on Managing People, Not Just Deploying Tools The insurance industry leads many sectors in AI experimentation. Carriers and agencies pilot generative AI for claims processing, underwriting assistance, and...

AI Reskilling in the Insurance Industry

AI Reskilling in the Insurance Industry

The Mid-Career Crisis No One's Talking About: Why Insurance's AI Transformation Will Fail Without Reskilling The insurance industry faces a perfect storm in 2026. While executives rush to deploy AI pilots and announce digital transformation initiatives, a quiet crisis...

Travelers Bold AI Bet

Travelers Bold AI Bet

Travelers' Bold AI Bet: What the Anthropic Partnership Means for Insurance's Future On January 15, 2026, The Travelers Companies announced a partnership that signals a decisive shift in how major insurers are deploying artificial intelligence. The deal with AI...

The AI Arms Race

The AI Arms Race

The AI Arms Race: How Criminal Networks Are Weaponizing Technology Against Insurers Executive Summary Insurance fraud has entered a new and dangerous phase. Criminal organizations are now utilizing artificial intelligence to create synthetic identities, generate...

The Deepfake Coverage Gap

The Deepfake Coverage Gap

The Deepfake Coverage Gap: What Insurance Executives Need to Know About the January 2026 Policy Changes By James W. Moore | Founder, InsuranceIndustry.ai Executive Summary A critical coverage gap emerged on January 1, 2026, when cyber insurance carriers began...

Insurance Industry Leading in AI Adoption

Insurance Industry Leading in AI Adoption

Insurance Leads AI Adoption, But Scaling Remains the Challenge By James W. Moore | Founder, InsuranceIndustry.ai Executive Summary A new study from Boston Consulting Group reveals a paradox at the heart of insurance technology: while the industry has emerged as a...

The Lab and Crowd Framework

The Lab and Crowd Framework

The 'Lab' and 'Crowd' Framework: Why Your AI Transformation Needs Both Technical Experts AND Everyone Else Executive Summary Insurance companies pursuing AI transformation face a persistent organizational challenge. They either create isolated teams of data scientists...

Beyond ChatGPT – The Next Wave of AI Models Reshaping Insurance

Beyond ChatGPT – The Next Wave of AI Models Reshaping Insurance

Beyond ChatGPT: The Next Wave of AI Models Reshaping Insurance Executive Summary Large Language Models (LLMs) like ChatGPT introduced the insurance industry to generative AI's potential, but they represent just the beginning. The next generation of AI technologies is...

Navigating the AI Regulatory Landscape in Insurance

Navigating the AI Regulatory Landscape in Insurance

Navigating the AI Regulatory Landscape in Insurance Originally Published: Oct 8, 2025, Updated: October 29, 2025 The integration of artificial intelligence into insurance operations has moved from experimental to essential. Carriers, agencies, and wholesalers are...