Billions Left Behind: How AI Rewrites the Economics of Subrogation

Billions Left Behind: How AI Rewrites the Economics of Subrogation

By James W. Moore Key Takeaways An estimated $15-20 billion in recoverable subrogation dollars goes uncollected annually — not from incompetence, but from economics that made most cases not worth pursuing. AI shifts subrogation from selective, episodic recovery...
AI Security Platforms for Insurance

AI Security Platforms for Insurance

AI Security Platforms for Insurance: What Carriers and Agencies Need to Know in 2026 By James W. Moore Key Takeaways: AI is now both a cybersecurity tool and a cybersecurity target — insurance organizations face threats on both fronts simultaneously. The major AI...
Why You Think AI Doesn’t Work (And Why You’re Probably Wrong)

Why You Think AI Doesn’t Work (And Why You’re Probably Wrong)

Why You Think AI Doesn’t Work (And Why You’re Probably Wrong) By James W. Moore | InsuranceIndustry.AI Key Takeaways Free AI tools are entry-level products, not representative of what enterprise-grade AI can actually do. Without paid plan features like...
Travelers Bold AI Bet

Travelers Bold AI Bet

Travelers’ Bold AI Bet: What the Anthropic Partnership Means for Insurance’s Future On January 15, 2026, The Travelers Companies announced a partnership that signals a decisive shift in how major insurers are deploying artificial intelligence. The deal...
Insurance Industry Leading in AI Adoption

Insurance Industry Leading in AI Adoption

Insurance Leads AI Adoption, But Scaling Remains the Challenge By James W. Moore | Founder, InsuranceIndustry.ai Executive Summary A new study from Boston Consulting Group reveals a paradox at the heart of insurance technology: while the industry has emerged as a...