When AI Watches the Risk

When AI Watches the Risk

How Continuous Monitoring Is Changing Insurance Loss Control, Claims, and Underwriting Analysis By James W. Moore Key Takeaways Insurance markets have been building better information about difficult risks for centuries, and insurers have long paired coverage with...
When AI Watches the Risk

Perfect Data, Wrong Risk

When AI Turns the Internet Into an Underwriting File, Accurate Evidence Can Still Produce an Inaccurate Decision By James W. Moore Key Takeaways Underwriters have been checking websites and outside sources for decades. AI changes the economics by making that research...
When AI Watches the Risk

AI Has a Physical Insurance Problem

How Data Centers Are Testing Insurance Capital, Underwriting, and Claims AnalysisBy James W. Moore Key Takeaways AI data centers are not creating entirely new property risks. They are concentrating familiar risks inside projects of unfamiliar size, complexity, and...
What Your AMS/PMS Is Building in AI, Near-Term

What Your AMS/PMS Is Building in AI, Near-Term

Author: James W. Moore A look at what’s actually landing in the platform you’re already running This piece is a companion to The State of AI in Retail Insurance Agencies. That piece covers the point-solution tools agencies are adding on top of their...
AI Didn’t Just Change the Tools. It Changed the Architecture.

AI Didn’t Just Change the Tools. It Changed the Architecture.

Why companies that treat AI as a technology upgrade are solving the wrong problem. By James W. Moore | InsuranceIndustry.AI Key Takeaways AI is not a productivity upgrade. It is a structural disruption to the economic logic that determined how insurance organizations...
The AI Sidecar Strategy

The AI Sidecar Strategy

Download PDF The AI Sidecar Strategy How Legacy Carriers Can Build the Future Without Dismantling the Present By James W. Moore InsuranceIndustry.AI Executive Summary The evidence on legacy transformation is unambiguous. BCG has reported that 74% of large-scale...