What Your AMS/PMS Is Building in AI, Near-Term

What Your AMS/PMS Is Building in AI, Near-Term

Author: James W. Moore A look at what’s actually landing in the platform you’re already running This piece is a companion to The State of AI in Retail Insurance Agencies. That piece covers the point-solution tools agencies are adding on top of their...
The Noise Is Everywhere. That’s the Problem.

The Noise Is Everywhere. That’s the Problem.

An editorial by James W. Moore The most dangerous thing in insurance right now isn’t AI. It’s the noise surrounding it. Everywhere I turn for professional information: trade publications, conference main stages, consulting firm white papers, industry...
Can You Actually Charge for Advocacy?

Can You Actually Charge for Advocacy?

What Your State Says. By James W. Moore | InsuranceIndustry.AI Distribution Economics Series: Part 2 Key Takeaways Most states allow producers to charge fees, but “allowed” covers a wide range of conditions, restrictions, and disclosure requirements that...
What Does a 12% Commission Actually Buy?

What Does a 12% Commission Actually Buy?

AI Is About to Answer That Question. By James W. Moore | InsuranceIndustry.AI Distribution Economics Series: Part 1 This is the first article in an ongoing series examining how AI is reshaping the economics of insurance distribution. Part 2 looks at the regulatory...
AI is Insurable

AI is Insurable

But Not the Way You Think. By James W. Moore In February 2026, according to AIUC’s announcement, ElevenLabs became the first company to go live with a dedicated AI liability policy, backed by Lloyd’s market capacity with limits up to $50 million. It...
Deepfakes Were the Warning Shot:

Deepfakes Were the Warning Shot:

Insurance Is Now Fighting Synthetic Claims Editor’s Note: This article follows our January analysis of AI weaponization in insurance, The AI Arms Race, and builds directly on the structural arguments in “The AI Sidecar Strategy” and “AI...