Aug 12, 2026
Artificial Intelligence May Change Competition More Than Demand By James W. Moore Key Takeaways AI’s most important effect on insurance may not be labor displacement but capacity displacement: the creation of underwriting capacity faster than insurable...
Aug 5, 2026
Insurance Answers a Different Economic Question By James W. MooreFounder | Editor-in-Chief, InsuranceIndustry.ai If you’ve spent any time reading about artificial intelligence over the past year, you’ve probably run across Jevons Paradox. The idea...
Jul 24, 2026
What Deloitte’s 2026 AI Survey Means for Insurance By James W. Moore Key Takeaways Deloitte’s 2026 State of AI in the Enterprise survey found financial services carries the highest share of surface-level AI use of any industry surveyed, even as worker...
Jul 22, 2026
Distribution Economics — Part 3 By James W. Moore Key Takeaways Distribution has always run on an informal algorithm: the producer’s accumulated feel for which carriers to trust, built from years of anecdote and correction. AI is starting to formalize that...
Jul 18, 2026
Author: James W. Moore On June 18, 2026, China and India each moved to bind AI-driven claims and underwriting decisions under formal regulatory scrutiny, without any indication of coordination between them. Eleven days later, the European Union, the jurisdiction that...
Jul 8, 2026
Author: James W. Moore A landscape overview for independent P&C agents navigating a fast-moving market This piece is a companion to What Your AMS/PMS Is Building in AI, Near-Term. That piece covers what your platform vendor, Guidewire, Applied, Vertafore, and...
