Jun 10, 2026
But Not the Way You Think. By James W. Moore In February 2026, according to AIUC’s announcement, ElevenLabs became the first company to go live with a dedicated AI liability policy, backed by Lloyd’s market capacity with limits up to $50 million. It...
Jun 3, 2026
Insurance Is Now Fighting Synthetic Claims Editor’s Note: This article follows our January analysis of AI weaponization in insurance, The AI Arms Race, and builds directly on the structural arguments in “The AI Sidecar Strategy” and “AI...
May 29, 2026
States Are Drawing Lines on AI Claims Decisions. The Map Is Getting Complicated. Three states have now enacted laws that directly regulate how health insurers can use artificial intelligence in claims coverage decisions, and the frameworks they have chosen are...
May 26, 2026
Why companies that treat AI as a technology upgrade are solving the wrong problem. By James W. Moore | InsuranceIndustry.AI Key Takeaways AI is not a productivity upgrade. It is a structural disruption to the economic logic that determined how insurance organizations...
May 13, 2026
By James W. Moore Key Takeaways An estimated $15-20 billion in recoverable subrogation dollars goes uncollected annually — not from incompetence, but from economics that made most cases not worth pursuing. AI shifts subrogation from selective, episodic recovery...
May 5, 2026
Every claims override, underwriting exception, and appeal reversal is a feedback signal. Most carriers have no idea what those signals are teaching their models. By James W. Moore | InsuranceIndustry.AI Executive Summary / Key Takeaways Any insurance carrier that has... 