Sep 2, 2026
What Automated Underwriting Can Teach Us About AI Accountability Key Takeaways Insurance did not begin delegating decisions to machines with generative AI. Automated underwriting systems have been doing versions of it for decades, and they generally worked by making...
Aug 19, 2026
The Economics of AI in Insurance, Part 3 By James W. Moore Key Takeaways Better underwriting does not create more risk-bearing capital. Carriers buy reinsurance for reasons that go well beyond confidence in their own risk selection, including capital, liquidity,...
Aug 12, 2026
Artificial Intelligence May Change Competition More Than Demand By James W. Moore Key Takeaways AI’s most important effect on insurance may not be labor displacement but capacity displacement: the creation of underwriting capacity faster than insurable...
Aug 5, 2026
Insurance Answers a Different Economic Question By James W. MooreFounder | Editor-in-Chief, InsuranceIndustry.ai If you’ve spent any time reading about artificial intelligence over the past year, you’ve probably run across Jevons Paradox. The idea...
Jul 15, 2026
It Will Make the Interface Disappear. By James W. Moore – Opinion For the past year, one of the recurring predictions around AI has been that some AI-native startup will eventually replace the traditional agency management system. The pitch is easy to...
Jul 8, 2026
Author: James W. Moore A landscape overview for independent P&C agents navigating a fast-moving market This piece is a companion to What Your AMS/PMS Is Building in AI, Near-Term. That piece covers what your platform vendor, Guidewire, Applied, Vertafore, and...
