AI is Insurable

AI is Insurable

But Not the Way You Think. By James W. Moore In February 2026, according to AIUC’s announcement, ElevenLabs became the first company to go live with a dedicated AI liability policy, backed by Lloyd’s market capacity with limits up to $50 million. It...
The Reluctant Auditor: What AI Sees That We’d Rather It Didn’t

The Reluctant Auditor: What AI Sees That We’d Rather It Didn’t

By James W. Moore | InsuranceIndustry.AI Executive Summary / Key Takeaways AI was deployed to improve efficiency and accuracy. Exposing decades of institutional inconsistency was not in the requirements document — but that’s what it’s doing. Inconsistency...
Your Best Underwriters are Leaving. What Happens to What They Know?

Your Best Underwriters are Leaving. What Happens to What They Know?

Your Best Underwriters Are Leaving. What Happens to What They Know? AI Can Now Capture Expert Judgment Before It Walks Out the Door. The Question Is Whether Carriers Will Pay for It. By James W. Moore | InsuranceIndustry.AI Earlier this month, painter Michael Hafftka...
Who’s Really Making That Underwriting Decision?

Who’s Really Making That Underwriting Decision?

Who’s Really Making That Underwriting Decision? Wharton Research Reveals AI’s Invisible Takeover of Human Judgment By James W. Moore | InsuranceIndustry.AI Executive Summary New research from the Wharton School introduces “cognitive surrender,”...
What Dusty Plasma Can Teach the Insurance Industry About AI

What Dusty Plasma Can Teach the Insurance Industry About AI

What Dusty Plasma Can Teach the Insurance Industry About AI By James W. Moore Key Takeaways Physicists at Emory University used a domain-trained AI to discover new laws of nature from a small, purpose-built dataset. The model ran on a desktop computer and corrected...