Apr 22, 2026
By James W. Moore | InsuranceIndustry.AI Executive Summary / Key Takeaways AI was deployed to improve efficiency and accuracy. Exposing decades of institutional inconsistency was not in the requirements document — but that’s what it’s doing. Inconsistency...
Apr 15, 2026
By James W. Moore | InsuranceIndustry.AI Executive Summary / Key Takeaways A Nobel Prize-winning study found 55% variance among underwriters pricing identical risks at the same carrier, revealing governance gaps that predate AI entirely. AI-driven systems can shift...
Apr 10, 2026
WHEN AI STARTS ACTING ON ITS OWN: THE GOVERNANCE GAP INSURERS AREN’T READY FOR By James W. Moore Key Takeaways AI in insurance is shifting from tools that assist human decisions to autonomous agents that execute multi-step workflows independently. Most governance...
Apr 10, 2026
Executive Summary Insurance executives adopting AI vendor solutions are making a familiar mistake in unfamiliar territory: assuming that contract language transfers regulatory and operational risk to the technology provider. It doesn’t. Regulators across the...
Apr 10, 2026
Why Insurance Needs Accountability Architecture Before AI Goes Wrong Key Takeaways Technology has always arrived before the rules governing it, and insurance has always been the industry that builds the framework after the risk materializes. AI is following the same...
Feb 18, 2026
Colorado’s AI Law Is Still Coming — And Insurance Executives Need to Pay Attention The deadline moved, but the stakes didn’t. Here’s what the Colorado AI Act means for carriers, wholesalers, and agents operating in the state. Key Takeaways... 